Liability insurance?

How would the courts deal with this? According to Boing Boing

a company in Sweden is offering file-sharing insurance - they'll pay your fines if you're sued by the RIAA. The /. submitter translates the link as follows: 'For a mere 140 SEK ($19 USD) per year, they will pay all your fines and give you a t-shirt if you get convicted for file sharing.'

If you are a losing defendent in a copyright violation suit, will the court assess higher damages if you are insured? How do the courts react to insurance against a loss which is planned in advance as an intentional violation of someone else's rights? It's hard to imaagine the courts looking favorably on parking ticket insurance.